About Us
Look, we're not going to tell you that financial planning is fun. But it doesn't have to feel like sitting in a dentist's waiting room either. Prosper Wealth exists because too many folks are one bad day away from financial chaos — and that's frankly ridiculous in 2024. We help people build actual emergency funds and figure out insurance without the corporate jargon or condescending tone. Our job? Making sure you've got a real safety net. Not a sales pitch disguised as advice. We've worked with 47 different clients over the past few years, and every single one appreciated knowing where they stood.
Over time, we’ve built a reputation for reliability, quality, and clear communication. We treat each project as a partnership and aim for outcomes that last.
Meet Our Team
The people behind Prosper Wealth
Martin Novák
Founder & Emergency Fund Specialist
Martin spent 12 years in corporate finance before realizing most people needed something completely different. Now he obsesses over emergency fund math and helping folks actually stick to savings plans.
Petra Václavová
Insurance Planning Advisor
Petra's superpower is reading insurance contracts and translating them into human language. She's helped 38 clients discover gaps in their coverage (and 23 realize they had way more insurance than needed).
David Průcha
Financial Coach
David works with people who've had financial setbacks. He's genuinely good at helping folks rebuild without judgment. Also surprisingly funny for someone who talks about budget spreadsheets all day.
We’re a team that values ownership, clarity, and growth. We celebrate wins, learn fast, and keep client outcomes at the center.
Our Mission
We're here to help regular people understand their financial vulnerabilities and build protection that actually works. No fluff, no unnecessary products, no pretending insurance is thrilling. Just honest guidance on emergency funds and coverage that matches your actual life — not some fantasy version of it.
Our Vision
A world where people aren't terrified of unexpected expenses or medical bills. Where emergency planning feels normal, not overwhelming. Where folks understand their insurance instead of just hoping for the best and crossing their fingers.
Why Choose Us
Experienced Team
Our professionals have decades of combined experience. We've seen it all and know how to handle any challenge.
Quality Guaranteed
We stand behind our work with comprehensive guarantees. If you're not satisfied, we'll make it right.
Fair Pricing
Transparent, competitive pricing with no hidden fees. You'll always know exactly what you're paying for.
Proven Results
Thousands of satisfied customers and a track record of successful projects speak for themselves.
Our Core Values
The principles that guide everything we do
Brutal Honesty
We'll tell you what you need to hear, not what you want to hear. Sometimes that means recommending less coverage. Sometimes it means you need more than you thought. Either way, it's the truth.
Keep It Simple
Financial jargon exists to confuse people and sell products. We explain things like you're a neighbor, not a financial analyst. If we can't explain it clearly, we don't recommend it.
Your Life Matters
We're not treating you like a transaction number. Your specific situation — weird job, health stuff, family dynamics — that's what we're actually planning around.
No Hidden Agendas
We're not pushing products that line our pockets. Our recommendations are based on what makes sense for you. Sometimes that means nothing changes. And we're fine with that.
Our Story
Prosper Wealth started in 2019 when our founder got tired of watching smart, hardworking people make terrible financial decisions out of pure confusion. The insurance industry had made things unnecessarily complicated. Emergency fund advice was either nonexistent or buried under investment sales pitches. So we built something different. A small firm focused entirely on clarity. We've spent 5 years learning what actually works for real households — the messy, complicated ones with kids, mortgages, side gigs, and zero patience for nonsense. That experience shaped everything we do.
Our Approach
Our approach combines proven methods with modern tools. We start with discovery, align on goals, plan clearly, and execute with quality checks at every step.